If you decide to take insurance, you can bet up to half of your original bet by placing your chips below your original bet. If the dealer has a 10-value card, then he will pay off the insurance bets at two to one, view it but you lose your original bet. If the dealer does not have blackjack, the players lose their insurance bets and play continues with the original bets. This is why you're no better off taking insurance. Connect and share knowledge within a single location that is structured and easy to search. Soft hands, those pesky ace ones, are tougher. Use the following rules to double down if your online or land-based casino allows soft doubling. In European style games only the dealerrsquo;s face up card is dealt at the start of the round. Dealer's second card is dealt after all players have acted, and the dealer checks for Blackjack at this point. Player Blackjacks are paid at the end of the round if the dealer does not have Blackjack. If the dealer has Blackjack the rules regarding Doubled and Split hands vary from casino to casino. Some casinos will take both bets while others will only take the initial bet and return the other.